Local Real Estate Home Appraiser Near Me
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Office: (864) 338-0010 Fax: (864) 338-0022
Email: steve@stephenpaulappraisals.com
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IMPORTANT
!!!PLEASE READ FIRST!!!
IF YOU ARE BUYING A HOME AND OBTAINING A HOME LOAN OR IF YOU ARE REFINANCING, PLEASE CONTACT YOUR LENDER FIRST AS THEY WILL ASSIGN THEIR OWN REAL ESTATE HOME APPRAISER. I DO NOT DO COMMERCIAL APPRAISALS
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Real Estate Residential Home Appraisals
What does a real estate home appraiser really do? What is exactly is a home appraisal? How does it help you? Are you obligated to share your appraisal report and value with anybody else? Are appraised values an exact number? What can you do to improve the value of your home?
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Real Estate Appraisal
From Wikipedia, the free encyclopedia
Real estate appraisal, property valuation or land valuation is the process of developing an opinion of value for real property (usually market value). Real estate transactions often require appraisals because they occur infrequently and every property is unique (especially their condition, a key factor in valuation), unlike corporate stocks, which are traded daily and are identical (thus a centralized Walrasian auction like a stock exchange is unrealistic). The location also plays a key role in valuation. However, since property cannot change location, it is often the upgrades or improvements to the home that can change its value. Appraisal reports form the basis for mortgage loans, settling estates and divorces, taxation, and so on. Sometimes an appraisal report is used to establish a sale price for a property.
Besides of the mandatory educational grade, which can vary from Finance to Construction Technology, most, but not all, countries require real estate appraisers to have the license for the practice[1]. Usually, the real estate appraiser has the opportunity to reach 3 levels of certification: Appraisal Trainee, Licensed Appraiser and Certified Appraiser. The second and third levels of license require no less than 2000 experience hours in 12 months and 2500 experience hours in no less than 24 months respectively.[1][2] Appraisers are often known as “property valuers” or “land valuers”; in British English they are “valuation surveyors”. If the real estate appraiser’s opinion is based on market value, then it must also be based on the highest and best use of the real property. In the United States, mortgage valuations of improved residential properties are generally reported on a standardized form like the Uniform Residential Appraisal Report.[2] Appraisals of more commercial properties (e.g., income-producing, raw land) are often reported in narrative format and completed by a Certified General Appraiser.
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Market Value
The highest price a willing buyer would pay and a willing seller would accept, both being fully informed, and the property being exposed for sale for a reasonable period of time. The market value may be different from the price a property can actually be sold for at a given time (market price). The market value of an article or piece of property is the price that it might be expected to bring if offered for sale in a fair market; not the price that might be obtained on a sale at public auction or a sale forced by the necessities of the owner, but such a price as would be fixed by negotiation and mutual agreement, after ample time to find a purchaser, as between a vendor who is willing (but not compelled) to sell and a purchaser who desires to buy but is not compelled to take the particular article or piece of property.
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What is USPAP?
The Uniform Standards of Professional Appraisal Practice (USPAP) is the generally recognized ethical and performance standards for the appraisal profession in the United States. USPAP was adopted by Congress in 1989, and contains standards for all types of appraisal services, including real estate, personal property, business and mass appraisal. Compliance is required for state-licensed and state-certified appraisers involved in federally-related real estate transactions. USPAP is updated every two years so that appraisers have the information they need to deliver unbiased and thoughtful opinions of value.
To become a real property appraiser in the United States, appraisers must take the 15-Hour National USPAP Course (or its equivalent). Additionally, real property appraisers must take the 7-Hour National USPAP Update Course (or its equivalent) once every two calendar years. To read more about the USPAP Courses, please visit our USPAP Course webpage located here.
- To review USPAP Q&As, please visit our Q&A webpage located here.
- To purchase the USPAP document or Student Manual, please visit our store located here.
- NEW! For Appraisers: Are you looking for guidance on what assignments you can accept? The ASB has developed a factsheet that will help. Click here to view a copy of Yes, I Can Accept That Assignment! USPAP Flexibility at a Glance.
Additionally, the Foundation, in partnership with the US Department of Justice, is publisher of the Uniform Appraisal Standards for Federal Land Acquisitions, commonly known as the “Yellow Book.” To read more about the Yellow Book, click here. To purchase an electronic interactive PDF copy of the Yellow Book, click here (paper copies for purchase will be available soon).
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What Is My South Carolina City, Town or County’s Official Website?
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REALTOR ASSOCIATIONS
SOUTH CAROLINA LLR
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